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If you are planning to buy an apartment, you may have come across many housing cooperatives whose structure and purchasing conditions are different from those of personalized projects. It is also the major ownership of the land in this area by government bodies that have massive construction projects in progress, but in a different form.
In response to the question of what is a cooperative housing company, we should say: in fact, it is called collective construction that the cost of all actions such as land acquisition, obtaining permits, construction, completion and delivery of the project is the responsibility of the members, who must pay for the project based on their contribution. to be paid and finally, the result of the work and what remains as useful residential, commercial and office area will be divided between them.
In fact, this construction model has 2 types, either the housing cooperatives are rooted in government agencies, that is, they are the same housing cooperatives established in the organization, or they are done privately, which we will explain their characteristics and differences in the following.
A housing cooperative is established in order to provide housing for its members, and in the meantime, if it is in a government body, it is usually formed in such a way that an institution or organization hands over the land it owns to the employees in exchange for receiving an amount, which is usually in the form of installments and deductions from salaries.
Don’t forget that in military organizations, at least 1 house must be provided for a member during 30 years of service, and this is the law, that’s why most of these housing cooperative companies have their roots in military organizations. For example, the Army Navy Housing Cooperative Company, which has 42-story twin towers in Tehran’s 22nd district.
Now, the land owners who are the members of the housing cooperative company must build the land, which is where the problems generally start because experience has shown that the cooperatives that build by themselves are different from those that develop their projects as a partnership with another company. They have performed much weaker and the main problem is the installments and funding, so that the projects of the Naja Cooperation Foundation, which includes the 4 towers of the Army Ground Forces, have lasted for nearly 6 years, and their delivery is from 1 to 3 years from now. .
Now, you should know that the terms of purchase from this category of projects are also different and there is a term called royalty that you should know about and if you are not familiar with this category of projects, you may be confused that in the section We will explain about it next.
As we mentioned in the beginning, this category of projects is defined and members are recruited first, they receive an amount that is for the purchase of land and density, now it can be a private or government project, but finally after this initial stage, the members become the owners of the land. .
Now, in order for you to enter the project, you have to buy a person’s privilege and replace him in a way that the pricing conditions of the housing cooperative company’s privilege in Qom is such that that person gives you his place in exchange for receiving an amount, and you also have to Pay him the fees and installments and continue the terms of payment and participation in the project from then on.
This type of partnership has one good thing, and that is that the builder’s profit is no longer involved in it, and everything is in the middle, and if the price of an apartment per meter in Zafaranieh is 50 million tomans per meter, projects like this from the beginning to the end are free. Taking into account the profit of the project, it will cost you 40-50% cheaper, and if you also consider the profit, it will be 30-40% because the terms of payment in these projects are also installments.
Finally, in order to know which of the projects of the housing cooperative company has a better result for you, you can contact the experts of our sales department. did
The main difference between housing cooperatives is in the type of administration and their construction conditions. Note that the role of housing cooperatives after the revolution in getting people to own houses has not been overlooked, but in the meantime, many problems have arisen for those cooperatives that do not have government roots or claim to be government.
Please note that if the name of the service workers’ cooperative is an organization, there is no reason for it to be under the supervision of the same organization, as many choose the names of martyrs or names that suggest government to the buyer.
These cooperatives do not take and collect the money, but their management is such that they throw you into a swamp of expenses without monitoring financial expenses and transparency.
If it is a government housing cooperative company, these issues are not there or less, and there is a direct supervision over it, and if it is private, it must have a record so that it can be trusted, and this issue is raised while the buyer is also to blame, and the initial investigation did not do it and did not understand the cooperative nature.
For example, while the cheapest apartments in Zafaranieh town are priced at 35 million tomans, these cooperatives publish advertisements with unrealistic prices of 10 to 20 million tomans per meter on the sites, and the buyer should doubt this price difference because the nature The payment of installments is on account, which means it changes, but this point is not told to the buyer and he thinks that the final price is the same.
Now, if we want to tell you which option is better to choose from the housing cooperative company, you should keep a few points in mind so that you can make the right decision.
First of all, you should know that the most reliable projects in Zafaranieh are divided into 2 categories, the first category is the state cooperatives with credit, which we mean the body that is behind the cooperative and supervises the project, and the second is private constructions that have a history of construction. These are divided into several other categories, which include brand manufacturers and personalizers and other companies that have a history of manufacturing and sell in a cooperative format.
But in between, there are nameless companies that have not even been established for a few months, and in addition, they do not have the support and experience to build, and they introduce projects with low prices that even their land is not used for residential purposes.
So know that first of all, you must know whether the cooperative has purchased the land or not, if it is the owner of the land, it must show its document, and in the next step, you must see if this land has a construction permit, or what is the land use before that?
You should also keep in mind that in some cooperatives there are ranks and points that are based on good calculations, but the reality is that it does not have much effect because assume that you have the first rank and you can choose the 30th floor. You will also receive the floor coefficient, which of course may not exist in some cooperatives. Also, if you intend to buy from cooperatives, the points you intend to buy do not have debts or unsettled items, which must be done through The housing cooperative inquiry should be done.
Keep in mind that the housing cooperative means that they are all equal and their conditions are the same, but these amounts may be used for the cost of the building itself.
In this article, we examined what a housing cooperative company is and what its nature is. Finally, we introduced you to some cases that you can research about housing cooperatives with a more open view.
Also keep in mind that our place of activity is in District 4 and Zafaranieh town of Qom, where more than 30 cooperative companies are engaged in construction, and our effort is to put comprehensive information about cooperatives and ongoing projects on the website. .
You can also contact our experts at Royal 24 for additional information and more details about housing cooperatives and other projects.
برای دریافت مشاوره تخصصی و کسب اطلاعات بیشتر درباره خدمات ما، کارشناسان حرفهای گروه ساختمانی رویال آماده پاسخگویی به سوالات و نیازهای شما هستند. لطفاً با شمارههای زیر تماس بگیرید تا بهترین راهحلها و پیشنهادات را متناسب با پروژههای خود دریافت کنید.
025-32057
قــــم - بــلـــوار بــوعــلی پـــلاک 61
برای دریافت مشاوره تخصصی و کسب اطلاعات بیشتر درباره خدمات ما، کارشناسان حرفهای گروه ساختمانی رویال آماده پاسخگویی به سوالات و نیازهای شما هستند. لطفاً با شمارههای زیر تماس بگیرید تا بهترین راهحلها و پیشنهادات را متناسب با پروژههای خود دریافت کنید.
025-32057
قــــم - بــلـــوار بــوعــلی پـــلاک 61
برای دریافت مشاوره تخصصی و کسب اطلاعات بیشتر درباره خدمات ما، کارشناسان حرفهای گروه ساختمانی رویال آماده پاسخگویی به سوالات و نیازهای شما هستند. لطفاً با شمارههای زیر تماس بگیرید تا بهترین راهحلها و پیشنهادات را متناسب با پروژههای خود دریافت کنید.
025-32057
قــــم - بــلـــوار بــوعــلی پـــلاک 61
